Stop scrolling Rightmove.
Tell it your cash and what you want each month. It checks every new listing in your areas and emails you only the ones that fit.
Try it with your numbersThe other four never reach you.
One score. No guesswork.
How much of the rent you need does this deal actually make? 100% or more means it fits your cash and your monthly target.
Pass
Fits your cash, beats your monthly target
Near pass
Worth a look, and a cheeky offer
Fail
Binned quietly. You never see it
Two numbers. That's it.
Set your cash and what you want each month. Tap a listing and watch it score. Stamp duty, fees and the mortgage are worked out for you.
How much cash can you put in?
For your next property, including stamp duty and fees
How much do you want left each month?
After the mortgage, letting costs and repairs
Leave these off and the sieve uses your two numbers only.
Sample listings, figures illustrative. Assumes a 75% interest-only mortgage at 5.5%, England buy-to-let stamp duty including the 5% surcharge, £2,500 legal, survey and broker fees, and 15% of rent for letting costs and repairs. Returns are year one. The mortgage check is a typical lender test (rent at least 125% of interest at 5.5%); lenders vary, so confirm with a broker.
What it actually does
You give it your areas and two numbers. From then on it does the job you've been doing every evening.
Watches every new listing
Every property that comes to market in your areas is picked up when it's listed, with its rent estimate.
Runs your two numbers
Does it fit the cash you've got, stamp duty and fees included, and does it leave you the monthly income you want?
Scores it and checks the mortgage
One score for how close it is, plus a check that a lender would likely back it.
Emails you the keepers
Passes and near passes land in your inbox, ranked. Everything else is binned before you see it.
Your evenings, before and after
Without it
- An hour or two most nights scrolling Rightmove and Zoopla
- Working out stamp duty and cash flow in a spreadsheet, again
- The good one went under offer while you were at work
- Or thousands to a sourcer for one deal, on their numbers
With sift.house
- Two minutes reading one email, only on days a deal fits
- Every listing already checked against your cash and monthly target
- Checked when it lists, so you can be first to call the agent
- A small monthly fee instead of a one-off sourcing fee
What the sieve does while you don't
Slide the months. Be honest about the evenings.
What you need
Three things, and you're sifting within a week.
Your own PaTMa account
PaTMa is where the listings and rent estimates come from, and the account has to be yours. That keeps everything within PaTMa's terms, keeps your deals private, and means nothing of yours sits with us if you leave. Your plan is paid directly to PaTMa.
Your areas and two numbers
Where you buy, how much cash you can put in, and how much you want left each month. If you already work to yield or cash-on-cash targets, add those too.
An inbox
Deals that fit arrive by email with their score and mortgage check. Change your numbers or areas whenever you like.
Or £290 a year, two months free. Cancel any time.
Your PaTMa plan is paid separately to PaTMa. We never hold your login.
Concept preview. Sign-ups open soon.